As a retiree, you may be eligible for HPE retiree medical benefits. Use the Action Planner to determine which program may apply to you.
Please note that if you qualify for the Pre-2003 HP Retiree Medical Program or the former Digital Retiree Health Program, you will participate in retiree medical coverage through HP Inc. instead of Hewlett Packard Enterprise. For more information, call the HP Benefits Center at 1-800-890-3100.
Important note: You must enroll for Medicare Parts A and B when you first become eligible, even if you become eligible before age 65 due to disability. As an HPE retiree, Medicare will be your primary coverage, and your HPE benefits will provide secondary coverage to Medicare. If you don’t enroll in Medicare Parts A and B, you may experience loss of HPE benefits and potential Medicare late enrollment penalties.
If you are entitled to Medicare before age 65 due to disability, you can get help with Medicare enrollment by contacting Allsup. HPE has partnered with Allsup to assist with Medicare enrollment issues for disabled retirees. You may find that Allsup can help complete your Medicare enrollment faster than you could on your own, helping to minimize any impact on your HPE benefits. For more information and assistance with enrolling in Medicare Part B, contact Allsup toll-free at
Even if you qualify for the HPE Retiree Medical Program, in most cases your options to continue dental or vision benefits will be provided separately under COBRA.
If you’ve participated in the Retirement Medical Savings Account (RMSA), or HP/HPE has made credits to the RMSA on your behalf, you can use your RMSA to help pay for premium costs for HPE coverage, or for other eligible expenses such as Medicare premiums and out-of-pocket healthcare costs. Healthcare costs are a critical and often overlooked retirement expense, and the RMSA is designed specifically to help you plan for retiree healthcare costs.
After you leave HPE, you can opt in to access your RMSA contributions by contacting . Funds will be available for use on the first of the month following completion of the opt-in process, or as soon as is administratively possible. It’s important to know that if you opt in, you can’t make or receive contributions to a Health Savings Account.
For more information, see HPE Retirement Medical Savings Account. To check your RMSA balance, go to .
Medicare is a federal healthcare system available to most retirees starting at age 65. As an HPE retiree, you must enroll for Medicare Parts A and B when you first become eligible, either due to age or disability (however, you may not want to enroll in Medicare prescription drug coverage [Part D]—see the table below). Medicare will be your primary coverage, and your HPE benefits will provide secondary coverage to Medicare.
Traditional Medicare has three separate parts:
| Part | What it covers | Premium costs |
|---|---|---|
|
Part A |
Hospital. This covers hospital stays, skilled nursing facilities, home healthcare, and blood transfusions. |
Although you need to sign up for Medicare, there is no cost for Part A coverage. |
|
Part B |
Medical. This covers doctor services, outpatient hospital care, some medical supplies and equipment, and some additional services that Part A doesn’t cover. |
If you elect this coverage, a monthly premium will be deducted from your Social Security check. |
|
Part D |
Prescription drug. HPE automatically provides company-sponsored Medicare Part D prescription drug coverage as part of the retiree medical plans that coordinate with Medicare, or if you participate in an HPE Medicare HMO. As long as you are enrolled in an HPE retiree medical plan, you will automatically be enrolled in the HPE Prescription Drug Program with OptumRx or with your HMO. Keep in mind that you can be covered by only one Medicare Part D plan at a time, so you will not need to separately enroll in Medicare Part D. |
If you have HPE-sponsored Medicare Part D coverage, Medicare will not require you to pay a Part D premium unless your household income is above a certain high income level. If you are required to pay a Part D premium, it will be automatically deducted from your Social Security check. |
As an alternative to traditional Medicare, you may have options available, such as Medicare HMOs offered through HPE retiree benefits. If you and your covered spouse (if applicable) are both eligible for Medicare, you will also have access to individual insurance options outside of the HPE benefits program through Alight Retiree Health Solutions.
To learn more about Medicare, including eligibility requirements and benefits provided, go to or call 1-800-MEDICARE (1-800-633-4227). To learn more about individual insurance options available through Alight Retiree Health Solutions, call
As part of Health Care Reform, public health exchanges are online marketplaces where people who are not yet eligible for Medicare can shop and buy medical coverage. They are designed for people who don’t have medical coverage from an employer or Medicare. Premiums are based on the individual’s age and the benefits offered. Depending on your family income, you may also qualify for government premium subsidies that can lower your cost of coverage.
As you think about your HPE retiree medical elections, you may want to understand and compare the options available to you through the exchanges. To learn more about federal subsidies and state and national exchanges, please visit .
For some retirees who are not yet eligible for Medicare, you may find attractive insurance options through the public health exchanges (particularly if the alternative is paying the full premium cost of your HPE retiree medical coverage). If you do choose coverage through the healthcare exchanges or through a subsequent employer, you still reserve your eligibility to re-enroll in HPE retiree medical coverage if you lose your other coverage.